I'm cursed. Well, maybe not, but it sure feels like it some days.
Saturday, after returning from a Mothers Day/Mom's Birthday lunch in the cities, I had a accident while heading over to a friends house. I was entering an intersection when another driver drove through a red light. Quick reflexes allowed me to break and turn so that what might have been a T-Bone ended up with only my front bumper being torn off by his rear bumper. That is itself would have been bad enough, but it didn't stop there. Actually, the other driver didn't stop there. He kept on going. Hit-and-run; great... So I chased after the car honking my horn with my front bumper hanging and swaying in the wind. It must have been quite an interesting scene to everyone else on the road.
The driver finally turned off onto a side street and then an alley. Here, most people would probably just drive on and call the cops from the nearest pay phone (I didn't have my cell on me (a first)), but I stopped, got out, and survey the damage. The driver was Hispanic and didn't speak English. Thankfully, the owner of the car (not in the vehicle at the time, but at the location we stopped at) let me use his cell phone to call my friend to come over and bring his camera so we could take some pictures of the damage (I'll attach those later).
When he finally arrived, I used his phone to call the police to make an accident report. When they arrived, I found out that the driver didn't have any ID and the owner didn't have the car insured. Everyone was civil and calm throughout the series of events. Unfortunately, the driver was arrested for leaving the scene of an accident and not having any ID, and the owner was cited for not insuring the vehicle.
So, now I'm stuck covering my deductible a third time for damage done to my car.
...SUCK
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